PKL Pensions – Making Workplace Pensions Simple, Secure, and Fair.

PENSIONS

Your Pension… Your Choice!

We connect UK workers and employers with the pension providers they trust — simply, securely, and without bias. Our independent platform makes pension choice transparent and compliant with workplace obligations.

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Truly Independent

We’re not owned or funded by any pension provider. Our platform exists solely to support genuine choice and transparent workplace pension management.

Fully Compliant

Built around the UK’s auto-enrolment framework, ensuring employers meet their obligations while workers keep full control of their pension selection.

Secured Data

All information is processed in line with UK GDPR and ICO standards. We protect personal and payroll data using encrypted systems and secure UK servers.

Portable Benefits

Your pension shouldn’t reset when your job does. Our process ensures your chosen scheme stays with you, no matter where or how you work.

About us

Empowering choice, supporting compliance, simplifying pensions.

We make it easy for both employers and workers to manage pension arrangements confidently. By combining transparent technology with regulatory awareness, we remove barriers between payroll systems and pension providers.

Simple setup process

Transparent provider options

No commissions or bias

Secure data transfers

Learn How It Works

our services

Our Core Services
At a Glance

Provider Selection

Choose from a range of approved UK pension providers without restriction. Our independent model lets workers keep full control of their savings while ensuring employers remain fully compliant. Simple, transparent, and built around freedom of choice for every participant in the workplace pension process.

Employer Integration

Streamline automatic enrolment and contribution management through one secure connection. Our platform integrates directly with employer payroll systems, reducing manual work and preventing costly compliance errors. Designed for clarity, efficiency, and accountability across every stage of the pension reporting cycle.

Worker Portability

Keep your pension with you wherever you work. Our system allows contributions to continue into the same provider even when employment changes, protecting continuity and reducing the problem of multiple small pots. Secure, portable, and fully compliant with The Pensions Regulator’s standards.

Compliance Support

Stay aligned with every aspect of The Pensions Regulator’s guidance. Our compliance tools simplify record-keeping, re-enrolment, and reporting obligations while reducing administrative burden. Employers maintain confidence, workers gain transparency, and regulators see accurate data every time. Compliance made consistent and predictable.

Data Security

Every contribution involves sensitive personal information. We protect it through UK-based hosting, end-to-end encryption, and strict GDPR compliance. From employer uploads to provider transfers, data remains safeguarded at every step. Security is not optional — it’s integral to everything we do.

Information & Guidance

Access clear, factual resources explaining workplace pensions, auto-enrolment duties, and scheme options. Our guidance supports both employers and workers in making informed, compliant decisions without financial advice. Up-to-date, transparent, and written in plain English for complete confidence.

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Designed for simplicity, built for trust.

Whether you’re a payroll provider managing thousands or a worker just starting out, our platform ensures pension choice remains fair, secure, and compliant. No bias, no commissions — just clarity.

How we operate

We provide a secure connection between workers, employers, and pension providers. We don’t manage funds or recommend specific schemes — we simply facilitate compliant choice.

Why independence matters

Our neutrality ensures that neither workers nor employers are steered toward particular schemes. Every provider on our platform meets UK auto-enrolment standards.