How It Works

Independent Pensions Broker

How It Works

Why choose us

Independent Pension Choice,
Made Simple.

We provide a clear, compliant, and flexible way for both workers and employers to manage pension choices within the UK’s auto-enrolment framework. Every service we offer is designed to simplify complex processes — removing bias, administrative burden, and unnecessary confusion — while maintaining complete neutrality across all pension providers.

Whether you’re an individual contractor wanting to stay in control of your pension, or an employer seeking to streamline compliance, our independent platform bridges the gap between payroll, people, and pension schemes. We don’t manage funds or give financial advice; we simply make it easier to keep your workplace pension consistent, portable, and transparent.



3 Simple Steps from Start to Finish.

Choose Your Provider

Select your preferred UK pension scheme from our panel of approved, auto-enrolment-compliant providers. We work independently, so you can pick the one that fits your needs.

We Connect the Dots

Once your choice is made, we securely share that information with your employer or payroll provider, ensuring contributions are directed to your chosen scheme every pay cycle.

You Stay in Control

Your pension moves with you, not your employer. Our platform keeps contributions going into the same provider across multiple jobs, so no lost pots & duplicates. It’s simple & keeps you fully in control of your savings.
Why choose us

A Straightforward System for Workers and Employers.

Our platform is built to remove friction between payroll systems and pension providers. Workers gain freedom of choice; employers gain compliance assurance. Every action is transparent, traceable, and aligned with The Pensions Regulator’s guidance for auto-enrolment participation.

For Workers

Keep your chosen pension wherever you go.

No new enrolment every time you change jobs.

Secure access to update or review your choice.

Simple setup — takes minutes, not hours.

For Employers

One system to manage multiple worker preferences.

Full audit trail for compliance reporting.

Compatible with leading UK payroll software.

Designed to meet data protection and AE standards.

Why It Works
So Well.

Our independent model delivers efficiency and trust through a combination of technology, governance, and security. Here’s how we make the process effective for everyone involved.
Neutral and commission-free operations.
Secure UK data handling (GDPR / ICO registered).
Auto-enrolment compliance built into every process.
Continuous validation of participating schemes.
Choose Your Pension Provider
Let's Talk
Process

From Registration to Ongoing Management — Step by Step.

Behind the scenes, our process ensures accuracy, compliance, and transparency at every stage. Think of it as a secure workflow connecting all parties involved in workplace pensions.
User Registration - Workers and employers access the platform via secure verification.
Data Confirmation - Basic employment and payroll details are securely validated.
Provider Choice The worker selects a preferred UK auto-enrolment scheme
Provider Validation We confirm the chosen scheme meets compliance standards.
Employer Notification The employer or payroll provider is automatically informed of the worker’s choice.
System Integration Payroll systems update deduction settings accordingly.
Contribution Alignment Future contributions flow directly to the selected scheme.
Compliance Monitoring All activity is logged to maintain traceability and audit readiness.
Employment Changes If the worker moves, their chosen provider details follow securely.
Continuous Support Ongoing checks ensure scheme details remain valid and data connections secure.

Built on Independence,
Driven by Compliance.

Our independence means we never take payment or incentives from pension providers. We operate transparently, aligning with the UK’s workplace pension framework while remaining completely neutral. All data is encrypted, all communication is verified, and no information is ever shared with third parties without consent.

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