Terms of Use

Last updated: October 2025

1. Introduction

Welcome to PKL Pensions Ltd (“we”, “our”, “us”).
These Terms of Use govern your use of our website https://www.pkl-pensions.com (“the website”).

By accessing or using this website, you confirm that you accept these terms and agree to comply with them.
If you do not agree, you must not use this website.

We recommend that you print or save a copy of these terms for future reference.

2. About Us

PKL Pensions Ltd
International House, 12 Constance Street, London E16 2DQ
Telephone: 0208 064 3117
Email: info@pkl-pensions.com
Website: https://www.pkl-pensions.com

PKL Pensions Ltd operates an independent platform connecting workers and employers to approved UK workplace pension schemes.
We are not a pension provider or financial adviser. We do not manage investments, hold client funds, or offer regulated financial advice.

3. Use of This Website

You may use our website only for lawful purposes and in accordance with these Terms of Use.

You agree not to:

• Use the website in any way that breaches applicable law or regulation.
• Attempt to gain unauthorised access to any part of the website or related systems.
• Introduce viruses, trojans, or other malicious code.
• Copy, reproduce, or distribute website content without our written consent.
• Use any automated system or software to extract data (“scraping”).

We reserve the right to suspend or restrict access to the website at any time if, in our reasonable opinion, you breach these terms or misuse our systems.

4. Website Content

All content on this website is provided for general information only.
It does not constitute financial, investment, or professional advice.

While we take reasonable steps to ensure the information is accurate and up to date, PKL Pensions Ltd makes no representations, warranties, or guarantees about its completeness or accuracy.
You should not rely solely on this information when making any financial or pension-related decision.

5. Intellectual Property Rights

Unless otherwise stated, all materials on this website — including text, graphics, logos, design elements, and software — are the intellectual property of PKL Pensions Ltd or our licensors.

You may:

• View and print website content for personal or internal business use only.

You must not:

• Modify, copy, reproduce, or republish any part of the site for commercial use without prior written permission.
• Use our trademarks, logos, or branding without authorisation.

Any unauthorised use of this website or its contents may give rise to a claim for damages and/or constitute a criminal offence under applicable law.

6. External Links

Our website may include links to third-party websites, including pension providers, regulators, and partners.
These links are provided for convenience only.
We have no control over the content or operation of external websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

You should review the terms and privacy policies of those websites before using them.

7. Limitation of Liability

To the fullest extent permitted by law:

• PKL Pensions Ltd shall not be liable for any loss or damage (direct, indirect, incidental, or consequential) arising from the use of, or inability to use, this website or any linked content.
• We do not guarantee that the website will always be available, uninterrupted, or error-free.
• We do not warrant that the website or its server is free from viruses or other harmful components.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under UK law.

8. Data Protection

Use of personal information submitted through this website is governed by our Privacy Policy and Cookie Policy.

By using our website, you acknowledge that you have read and understood those policies.

9. Changes to These Terms

We may update these Terms of Use periodically by publishing a new version on this website.
Please check this page regularly to ensure you understand the terms that apply at the time of use.

Your continued use of the website after changes are posted constitutes acceptance of the updated terms.

10. Governing Law and Jurisdiction

These Terms of Use are governed by the laws of England and Wales.
Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Us

For questions or concerns regarding these Terms of Use, please contact:

PKL Pensions Ltd
International House, 12 Constance Street, London E16 2DQ
Telephone: 0208 064 3117
Email: info@pkl-pensions.com